Guides · Video & presentations

AI video, avatars and digital twins: what's possible and what's allowed

Animated pitches, talking avatars and cloned voices, explained for the self-employed.

8-minute read · Updated 28 September 2026 · By Gordon Smith
In 60 seconds

You've probably seen business videos where the presenter is animated, or suspiciously polished. Here's what's behind them, what it costs, and where the lines are.

Three kinds of AI video

  1. Generated clips. You give a tool an image or a description ("a carpenter pulls a dust sheet off a sign at dawn") and it produces a short clip of a few seconds. Good for scenes, openers and animation.
  2. Avatars and digital twins. A realistic presenter, either stock or a copy of you, who reads whatever script you type. Good for training videos, explainers and updates.
  3. AI voices. A natural-sounding voice-over from text, either a stock voice or a clone of your own.

Video generators

ToolEntry price (US$)Good to know
KlingStandard about $10 a monthPopular for animating a still image; free-plan clips can't be used commercially
RunwayStandard $12 a month billed yearlyClips of 2 to 10 seconds; commercial use from Standard up
Google (Gemini app and Flow)Google AI Plus $4.99 or Pro $19.99 a monthThe Gemini app makes 10-second clips with sound, with an invisible Google watermark
LumaPlus $29.99 a month for commercial useThe cheaper Lite plan is watermarked and non-commercial
PikaCreator $35 a month for commercial useThe cheaper Starter plan is non-commercial

OpenAI's Sora app closed in April 2026, and its service for developers in September 2026. If a course or article tells you to use it, it's out of date.

Avatars, digital twins and voices

ToolPrice (US$)What you get
HeyGenCreator $29 a monthYour own digital twin and a cloned voice, no watermark
SynthesiaStarter $18 a month billed yearly (stock avatars); Creator $89 a month for personal avatarsPolished presenter videos; commercial use on every plan
CaptionsMax $24.99 a monthAI twins made from a short recording on your phone
ElevenLabsStarter $6 a monthNatural voices and instant voice cloning, with a commercial licence. The free plan has no commercial licence.

Consent: the rules the tools apply

The simple test: only copy a face or voice that belongs to you, or to someone who has agreed in writing.

Staying on the right side of the law and the platforms

Where this is useful for a small business

What I useThe animated me in my website video was made with ChatGPT images, Kling animation and an ElevenLabs voice. It's animated on purpose: nobody should mistake it for real footage. My Accelerator package includes a 15-second animated pitch for your own site.

Rather hand it over?

That's what I'm for. Book a free 30-minute call and you'll leave with a plan for your website and marketing, whether or not you hire me.

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Sources (17) · facts and prices checked 27 September 2026

Prices change often and vary by country. Always check the company's own page before you buy.

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